Cursor
Coding8.6AI-native code editor with agent mode, multi-file edits and codebase-aware chat
- Price
- $20/mo
- Free plan
- Yes
- API
- No
AI coding assistants complete code as you type, answer questions about your codebase and, increasingly, take a task and edit several files on their own. The market has settled into two shapes.
Editor plugins such as GitHub Copilot add AI to the IDE you already use, from VS Code to JetBrains and Xcode. AI-native editors such as Cursor fork VS Code and rebuild the workflow around an agent that plans, edits and runs commands.
Both tiers now let you pick the underlying model from OpenAI, Anthropic or Google. Prices run from free tiers with monthly caps to $200 per month for unlimited agent usage, and the real cost driver is how many premium requests you burn on agentic tasks.
AI-native code editor with agent mode, multi-file edits and codebase-aware chat
AI pair programmer inside VS Code, JetBrains, Xcode and GitHub.com
Anthropic's assistant for writing, analysis and agentic coding
Ranked by editor score, then by listing completeness. Entry price is the cheapest paid plan.
| Tool | Best for | From | Free plan | Platforms | Score |
|---|---|---|---|---|---|
| 1 | Professional developers who want agentic coding inside a familiar VS Code workflow | $20/mo | Yes | Windows, macOS, Linux | 8.6 |
| 2 | Developers and teams already on GitHub who want AI in every IDE they use | $10/mo | Yes | VS Code, Windows, macOS +3 | 8.6 |
| 3 | Writers, analysts and developers who need careful, instruction-following output | $20/mo | Yes | Web app, Windows, macOS +4 | 8.3 |
4 checks, in the order that saves the most time.
Better autocomplete and a chat that understands your repo: a $10 plugin keeps your IDE unchanged. Handing off whole tasks, multi-file refactors and test loops: an AI-native editor with an agent mode is worth its $20 plan.
JetBrains and Xcode users have fewer options than VS Code users. Check the list before comparing anything else.
Business plans should guarantee no training on your code and no retention. Heavy agent use exhausts monthly premium-request quotas on every vendor; check the numbers.
Count how many suggestions you keep and how many agent runs you needed per task. That ratio decides the plan, not the demo.
Entry price is the cheapest paid plan on monthly billing. Every listing shows the date its pricing page was checked.
See also Write code faster or browse every use case.
Short, factual answers on pricing, free plans and how AI coding assistants are ranked here.
Ask another questionCursor leads on agentic editing inside a VS Code-like editor; GitHub Copilot is the pragmatic choice for teams on GitHub who want AI in every IDE at $10 per month.
Yes. GitHub Copilot has a free tier with 2,000 completions per month, and Cursor offers a Hobby plan with limited agent requests. Students often get Copilot Pro free.
Business plans from the main vendors exclude your code from training and retention; consumer plans vary. Cursor enforces privacy mode on Teams plans; Copilot Business does not retain prompts.
The assistant takes a task in natural language, edits multiple files, runs the build or tests, reads the errors and iterates until the task passes, with you reviewing the diff.
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